Auto
01 · Auto insurance
If something happens on the road, which costs are you expecting your policy to address?
An Auto policy is usually made of several separate coverages. Some address what you may owe other people. Others address your own vehicle or the medical costs of people in it.
- Liability
- May help pay for injuries to other people or damage to their property when you are found responsible for an accident, up to the limits you select.
- Collision
- May help pay to repair or replace your own vehicle after a collision, typically after you pay a deductible.
- Comprehensive
- May help with damage to your vehicle from events other than a collision, such as theft, hail, fire or striking an animal, depending on the policy.
- Medical-related protection
- Depending on the state and policy, this may include medical payments coverage or personal injury protection for you and your passengers.
- Other selected coverage
- Options such as uninsured or underinsured motorist coverage, rental reimbursement or roadside assistance may be available.
Availability and protection depend on the policy, the coverage you select, your limits and applicable terms.
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